Financial Resolutions for 2017

It’s a new year. Time for a new you. Improve your finances with these financial resolutions for 2017! We’ve broken them down into our top 5 resolutions, starting with number 5.

#5. Turn your hobby into cash. If you are spending time doing something you love, why not try to turn that into a form of income? Whether it’s photography, blogging, knitting, or fixing up cars, you can use your talents to make money.

#4. Create an automatic savings plan. How is your savings account looking nowadays? Financial experts say that you should have up to 6 months worth of expenses saved. That means if you are spending $500 a month, you should have at least $3,000 in your savings account. Create a plan to get your savings where it needs to be this year! For instance, decide to put a specific amount of money into your savings from each check. If you were to put $50 per check and get paid 24 times in a year, you would have $1200 in your savings account! Learn more at

#3. Improve your credit score. Did you know that you can save money by having a better credit score? Cheaper insurance, better interest rates, and access to the best credit cards are all ways that you can save money by having better credit. Where to get started? There are a lot of things that you can do to improve your credit today. Here are just a few of our blog posts to get your started.

#2. Build an emergency fund. What do you do when your car breaks down or you have an unexpected medical bill? If you don’t have an emergency fund, getting that money may be difficult. Learn our tips on how to get that fund started here

#1. Pay off your debt. Start with your debt that has the highest interest rate because this is what will cost you the most if you don’t pay it off quickly. That means typically means payday first, then credit card debt, auto loans, and lastly debt from college. Next, try to get more of your payments to go towards principal. Look at your options for refinancing your loan for a better APR. You could also ask lenders to simply lower your interest rate. At Lift Credit we can lower your APR for every 5 on time payments, just give us a call and we can get that lowered for you!

We wish you the best with the new year and hope that when 2018 rolls around, your finances are looking better than they were today!

Apply for your quick & easy installment loan today!

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