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Missouri Personal Loans

Rates & Terms

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Missouri Installment Loans

When you live paycheck to paycheck, making payments can get difficult and it’s easy to end up in a financial bind, especially when unexpected events come up. Lift Credit can help you get back on your feet with an installment loan in Missouri. Installment loans allow you to borrow the cash you need now and repay it over time. 

Applying does NOT affect your FICO® credit score. Approved applications will be sent over to our friendly customer support team who will deposit your money in as little as one business day. If you want quick cash, be sure to learn more about our rates and terms, and apply for a personal loan with us!

Terms for Installment Loans

$200 - $3,000
If you meet our minimum requirements, Lift Credit Missouri will accommodate loans between $100 and $2,500 through our easy online application that only takes 5 minutes.

Repayment Terms for Missouri Installment Loans

15 -18 months
Taking out installment loans entails repayment periods of 15 -18 months. Our loan specialists are proud to offer customized payment schedules that are tailored to each customer’s needs and circumstances. Making timely payments means you can earn rewards! We offer interest back to you for each on-time payment. We accept ACH, cashier’s check, debit card, and money order as forms of payment.

APR in Missouri

149 - 325%

Please note that interest rates may vary based on installment loan terms, and we calculate our rates following the laws of Missouri. Shorter repayment terms will result in lower interest paid on the loan. Included in the APR is the interest and a 5% origination fee.


The 5% origination fee is not charged on refinanced loans and has a max of $100 per loan.

Terms and Conditions for Installment Loans in Missouri

Below is a list of our basic guidelines to aid applicants in knowing whether they should apply. More documentation or conditions may be required for approval. To approve an installment loan application and legally provide customers with financial support, we abide by Missouri’s legal statutes and licensure. These guidelines affect our personal loan amounts, terms, and rates. When applying for your online installment loans, be sure to review these terms, conditions, and privacy policies. Below is an example of some of the qualifications needed to be approved for a loan. Additional documentation may be required in some situations.

  • Be 18 Years of age or older
  • Monthly Income of $1,300 or more
  • Resident of Missouri
  • No Open Bankruptcies
  • Show proof of 3 Months Income
  • You must have a current ID
  • You cannot be an active member of the military or a dependent or spouse of an active military
  • Have an active bank account

Apply with Lift Credit Missouri

We understand that unexpected events come up that make paying bills difficult. Lift Credit is a dependable online lender with an efficient customer support team who will help you with online installment and personal loans. Let us help you make it to your next paycheck. Learn more and apply for our installment loans.

Apply Now

Need a little financial education on personal and installment loans before you make a decision? Read these articles to help you make the best financial decision for yourself.

State License Symbol

Missouri Department of Financial Institutions
Missouri Division of Finance
Harry S Truman State Office Building, Room 630
P.O. Box 716 Jefferson City, Missouri 65102
TEL 573.751.3242
FAX 573.751.9192

If you have a problem that cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan, you may contact the Missouri Division of Finance at 573.751.3242.

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Lift Credit is a direct lender for residents of Utah, Idaho, Missouri and Nevada. Lift Credit uses alternative credit data and application information as part of their underwriting process. Lift Credit does not approve all applications or credit extension requests. A decision on a customer application or credit extension request may take longer if additional verification or documents are required. Approval and loan terms differ based on applicant qualifications and by state. Rates, terms, and conditions apply. Applications approved before 5:00 p.m. MT Monday-Friday are generally funded the next business day. Approved applications during other times are generally funded with loans approved the following business day. If Lift Credit is unable to approve your application, we may attempt to connect you to a lender in our network that may better be able to assist you.
 
For all other states: Lift Credit is not a lender and does not make loans or credit decisions.  We are not an agent or broker of any lender. We provide a service that aims to connect you to a lender in our network. We are not responsible and have no control over lenders’ actions/decisions. Lenders in our network may require additional documentation which may require faxing documents or in physical storefront locations. Upon applying, a lender in our network may run credit inquiries, use consumer reports or other alternative credit information. Failure to make your payments on time may result in extra fees, interest or penalties and Lift Credit cannot control this.
 

Notice: High-Interest loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into a loan agreement.

*Nevada Customers: Lift Credit may use credit report information provided by credit bureaus as part of the application process to determine your creditworthiness. Credit inquiries upon applying for a loan will NOT appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score. There are many factors that affect a credit score, on-time payments may help to increase your credit score, along with many other factors.

†Declining Rates and Cash Back Rewards Program not offered in all states.

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