Category: Money Tips

How to make a budget in excel

How to Create a Budget in Excel

The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps out there, but the simplest way is to use software many people already have on your computer: Excel. Even if you’ve never touched Excel in

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What is the 50-20-30 budget rule

What is the 50/30/20 Budget Rule?

The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to wants, such as hobbies and leisure activities. And 20% goes toward saving for a rainy day and paying off debt faster. Despite modern advantages, many

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How to Save Money on Gas for Your Car

How to Save Money on Gas for Your Car

If you’re looking to save money, one place to pinch pennies is at the gas pump. Paying to drive is one of those necessary expenses that is simply a part of life, and you have no control over gas prices. Commuting to work and getting your shopping done can be expensive, but if you’re smart

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The Best Way to Buy a Car

The Best Way to Buy a Car

For many people, the process of buying a new car is uncomfortable—not because they aren’t excited for a new ride, but because they may feel overwhelmed and unknowledgeable. Plus, sometimes working with a car salesperson can be awkward, especially if you’ve never bought a car before. But as in any new situation, knowledge is power.

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10 Things that Lower Your Credit Score

10 Things that Lower Your Credit Score

Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage, a car loan, and sometimes a place to live. A good score is one ticket to reaching your financial and personal goals, and a poor

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10 Tips for Lowering Average Summer Electric Bill

10 Tips for Lowering Average Summer Electric Bill

The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are generally higher in the summer as kids are home all day and the AC is blasting to keep the house at a bearable temperature.  Air

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64 Tricks So You Can Be More Frugal

64 Tricks So You Can Be More Frugal

Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money for your needs and the things that are most important to you. Plus, you enjoy peace of mind from avoiding and controlling debt.  Frugality isn’t

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Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can mean reduced hours, lost productivity, and even financial strain. This is especially true if you aren’t careful about saving money while working remotely. The good

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Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading to closed businesses and lost jobs.  Have you been affected by this pandemic or another emergency? Many people have been laid off or furloughed, or

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Is Filing Your Own Taxes Worth It - Lift Credit

Is Filing Your Own Taxes Worth It?

They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how to file your taxes. Should you hire a tax professional to do it for you, or decide on filing your own taxes for free? While

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