Category: Money Tips

10 Things that Lower Your Credit Score

10 Things that Lower Your Credit Score

Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage, a car loan, and sometimes a place to live. A good score is one ticket to reaching your financial and personal goals, and a poor

Read More »
10 Tips for Lowering Average Summer Electric Bill

10 Tips for Lowering Average Summer Electric Bill

The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are generally higher in the summer as kids are home all day and the AC is blasting to keep the house at a bearable temperature.  Air

Read More »
64 Tricks So You Can Be More Frugal

64 Tricks So You Can Be More Frugal

Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money for your needs and the things that are most important to you. Plus, you enjoy peace of mind from avoiding and controlling debt.  Frugality isn’t

Read More »
Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can mean reduced hours, lost productivity, and even financial strain. This is especially true if you aren’t careful about saving money while working remotely. The good

Read More »
Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading to closed businesses and lost jobs.  Have you been affected by this pandemic or another emergency? Many people have been laid off or furloughed, or

Read More »
Is Filing Your Own Taxes Worth It - Lift Credit

Is Filing Your Own Taxes Worth It?

They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how to file your taxes. Should you hire a tax professional to do it for you, or decide on filing your own taxes for free? While

Read More »
The Benefits of Filing Taxes Early

How Early Can You File Your Taxes?

There’s nothing like waiting until the last minute, especially when you’re trying to avoid an unpleasant task. We’ve all procrastinated on something important. But waiting until the night of April 14 to file your taxes isn’t a great idea. Choosing to file taxes early instead can have some major benefits, while filing late might leave

Read More »
Lift Credit fireworks

Achievable Personal Finance Goals for 2020

‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve your goals, you’ll have a much more financially comfortable year.  Setting too many goals is a great way to achieve none of them, so we’ve

Read More »
Lift Credit christmas presents

How to Stick to a Budget This Christmas

December is by far the most difficult month of the year to stay within a budget.  We’ve all been there; things are tight and the goal was to keep Christmas presents under control, but it’s just so cute! Here are a few things to keep in mind as you try to stay under budget this

Read More »
books

Best Personal Finance Books and Why You Should Read Them

In order to be truly successful, learning can’t be something you only do in school. Billionaire Tony Robbins is a great example of this as he attributes a lot of his success to his love of books and learning. If you don’t know every single thing about personal finance, then check out the best personal

Read More »

Fast and Simple Personal Loans, Whenever You Need Them.

Scroll to Top

Choose Your State