Fast and simple personal loans, whenever you need them.

Online Installment Loans Designed to Lift you Higher

Lift Credit provides same day, installment loans to residents in Utah, Idaho, Nevada and Missouri. Regardless of credit standing, we offer significantly lower rates than payday lenders—giving a financial solution to those who need it most.

Affordable Payments

Our installment loans are designed to be paid back over time with simple, easy payment plans that work for you.

Apply Online in Minutes

You don’t always have time to go to a physical location or wait for them to open. With Lift Credit you can apply 24/7.

Same Day Approval

Once your application is approved, we safely and securely deposit up to $5,000 directly into your bank account.

Doesn't Affect FICO

Applying does NOT affect your FICO®️ Credit Score, so now you have one less thing to worry about.

What Our Customers Are Saying About Lift Credit's Personal Installment Loans

     Excellent  
     Based on 916 reviews 
    
 
 
   
 
 
         Mishelle Hughes 
 August 15, 2024
 
 
  Great customer service,  easy to work with anytime.
  
 
        Cindy Llagas 
 August 15, 2024
 
 
  Agents worked with me and gave me options that worked with my budget! They asked questions and made my experience a pleasant one. Highly recommend.
  
 
        Daniel Rojas 
 August 13, 2024
 
 
  Good & fast & friendly associates. Thank you.
  
 
        Lenny Touchin 
 August 7, 2024
 
 
  Awesome service
  
 
        manase Kafoa 
 August 6, 2024
 
 
  They were very helpful highly recommended.
  
 
        Jordan John 
 July 26, 2024
 
 
  Had a loan through lift credit, before and they are so easy and nice to talk to. I’d recommend them to anyone and everyone.
  
 
        Dawn Hemphill 
 July 23, 2024
 
 
  This installment loan took approximately 2 hours from application to ready to fund.  Thank you very much for helping out in a pinch.
  
 
        Emina Rekic 
 July 23, 2024
 
 
  The best and the most easiest company to work with I have ever had experience you guys the best
  
 
        Jeni Parker 
 July 22, 2024
 
 
  It was a simple process and the lady I dealt with was super sweet and thoroughly went through what i needed to do and gave great advice.
  
 
        Mike Atherholt 
 July 19, 2024
 
 
  Amazing transaction. The experience was amazing. Rep was professional and made it more personal then business. Highly recommend