When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.
Banks vs. Credit Unions: A Guide to Understanding the Difference When it comes to many financial services—for example, checking and savings accounts, taking out loans, investing in CDs—you have a
We’ve all seen the ads and perhaps been intrigued by them. What could be an easier and more fun way to earn a little extra cash than by playing money-making
How to Start a Side Hustle: 8 Actionable Steps When starting any new venture, you need to cover your bases first so you don’t end up getting called out on
The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps
The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to
If you’re looking to save money, one place to pinch pennies is at the gas pump. Paying to drive is one of those necessary expenses that is simply a part
For many people, the process of buying a new car is uncomfortable—not because they aren’t excited for a new ride, but because they may feel overwhelmed and unknowledgeable. Plus, sometimes
Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage,
The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are
Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money
Did you have to put your family’s summer vacation plans on hold? You aren’t alone—whether due to travel restrictions, limited time, or strained budgets, many people are opting to staycation.
Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can
Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading
Thanks to the coronavirus, you’re now stuck at home—with kids, who need help understanding math concepts you haven’t touched since fifth grade. Most schools across the country are closed until
Businesses and schools closed. Families lined up outside food banks. Commodities flying off shelves. Millions furloughed and unemployed. Daily losses in the stock market. No, this isn’t a description of
So you recently applied for a personal loan, hopeful of getting some financial relief and help with the bills that won’t stop coming—only to be denied. Now what? Rejection is
This is a difficult time for a lot of people financially and otherwise. Business closures due to social distancing initiatives have put millions of people out of work, and that
The definition of financial literacy according to Investopedia is, “the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing.” These questions will test
They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how
We’re fresh off of Christmas, the most expensive season of the year. If you spent a bit more than you should have, spring is a great time to scale back.
If you have bad credit and are worried that you won’t be able to find the right loan option, don’t worry. When it comes to bad credit installment loans in Missouri,
There’s nothing like waiting until the last minute, especially when you’re trying to avoid an unpleasant task. We’ve all procrastinated on something important. But waiting until the night of April
Even with bad credit, there is hope for you in Idaho. Before taking out an installment loan, it’s important to understand all the details and terms involved. That’s why we
‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve
December is by far the most difficult month of the year to stay within a budget. We’ve all been there; things are tight and the goal was to keep Christmas
In order to be truly successful, learning can’t be something you only do in school. Billionaire Tony Robbins is a great example of this as he attributes a lot of
Purchasing a home is one of the biggest investments you will make in your lifetime. It requires discernment, strategy, and lots of preparation. It may seem daunting as a first-time
