When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.
Introduction: In an era where financial flexibility is highly valued, personal loans have emerged as a reliable and accessible tool for individuals seeking funds to fulfill their personal needs. Whether
One of the biggest misconceptions about personal loans is you can’t get a loan with bad credit. Similarly, not everyone knows how to get an installment loan with bad credit,
Everyone has a unique financial situation, but what does financially stable mean? The truth is that it can mean different things to different people. A millionaire might not think they
Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money
Can’t pay your bills because you’re short on cash? Consider getting a personal installment loan to cover some of your expenses. Here’s what a personal installment loan is and how
Emergencies may be unpredictable and unavoidable, but it doesn’t mean you can’t prepare for them. Even during times of economic downturn, there are many steps you can take to improve
Personal installment loans are helpful financial tools that allow you to borrow money to pay for a large purchase or personal need. Most folks use such loans to alleviate their
Which Types of Insurance Do You Need? Many people are familiar with how insurance works—it provides financial protection against the unexpected. But there are many types of insurance, and each
If you’re planning to apply for a loan, you’ll want to consider your credit score first. A high score indicates that you make your payments on time. As such, lenders
Common Credit Myths and Misconceptions Your credit score matters. A good score shows that you are creditworthy and allows you to take out a loan at a reasonable interest rate
Many of us struggle financially because we live beyond our means. Indeed, the average American has nearly $93,000 in personal debt. While debt has become a reality for most people,
If you’re striving to improve your credit score (and who isn’t?), it’s important to know more about what affects your score and how it is calculated. Behind the scenes, three
Have you ever set a New Year’s Resolution, only to forget about it a few months later? If so, you may be wary of setting financial goals. But luckily, there
The Beginner’s Guide to Saving for Retirement What most people don’t know is how to make retirement a reality. The idea of living off of your savings and not having
Have you ever wondered when you’re supposed to learn how to do your taxes? Too often, schools don’t offer tax prep education alongside lessons about the Pythagorean theorem and The
Installment Loan Calculator Personal loans can be a huge help when you’re in a tough spot and need some short-term emergency cash. But this helpful financial tool can potentially cause
It’s easy to want to make better choices about how to use your money. But actually making those choices is hard, especially when you don’t have a good grasp on
How to Manage Your Money in 2021 Spending and saving money carefully has always been a good idea, but with all the uncertainty in the world this year, good money
Banks vs. Credit Unions: A Guide to Understanding the Difference When it comes to many financial services—for example, checking and savings accounts, taking out loans, investing in CDs—you have a
We’ve all seen the ads and perhaps been intrigued by them. What could be an easier and more fun way to earn a little extra cash than by playing money-making
How to Start a Side Hustle: 8 Actionable Steps When starting any new venture, you need to cover your bases first so you don’t end up getting called out on
The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps
The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to
If you’re looking to save money, one place to pinch pennies is at the gas pump. Paying to drive is one of those necessary expenses that is simply a part
For many people, the process of buying a new car is uncomfortable—not because they aren’t excited for a new ride, but because they may feel overwhelmed and unknowledgeable. Plus, sometimes
Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage,
The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are
