Personal Finance Blog

When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.

6 Credit Myths That You Probably Think Are True

Common Credit Myths and Misconceptions Your credit score matters. A good score shows that you are creditworthy and allows you to take out a loan at a reasonable interest rate

June 14, 2021

7 Simple Money Habits You Can Start Today

Many of us struggle financially because we live beyond our means. Indeed, the average American has nearly $93,000 in personal debt. While debt has become a reality for most people,

May 18, 2021

What Are the Three Credit Reporting Agencies?

If you’re striving to improve your credit score (and who isn’t?), it’s important to know more about what affects your score and how it is calculated. Behind the scenes, three

April 28, 2021

How to Set Financial Goals: 8 Tips and Tricks

Have you ever set a New Year’s Resolution, only to forget about it a few months later? If so, you may be wary of setting financial goals. But luckily, there

April 14, 2021

The Beginner’s Guide to Saving for Retirement

The Beginner’s Guide to Saving for Retirement What most people don’t know is how to make retirement a reality. The idea of living off of your savings and not having

April 1, 2021

The Most Common Tax Forms You Should Be Aware Of

Have you ever wondered when you’re supposed to learn how to do your taxes? Too often, schools don’t offer tax prep education alongside lessons about the Pythagorean theorem and The

March 17, 2021

Installment Loan Calculator

Installment Loan Calculator Personal loans can be a huge help when you’re in a tough spot and need some short-term emergency cash. But this helpful financial tool can potentially cause

March 4, 2021

Top 5 Tips for Budgeting and Saving Money

It’s easy to want to make better choices about how to use your money. But actually making those choices is hard, especially when you don’t have a good grasp on

February 18, 2021

5 Best Tips to Manage Your Money

How to Manage Your Money in 2021 Spending and saving money carefully has always been a good idea, but with all the uncertainty in the world this year, good money

February 4, 2021

Bank vs. Credit Union: What’s the Difference?

Banks vs. Credit Unions: A Guide to Understanding the Difference When it comes to many financial services—for example, checking and savings accounts, taking out loans, investing in CDs—you have a

January 22, 2021

The Truth About Money-Making Games and Apps

We’ve all seen the ads and perhaps been intrigued by them. What could be an easier and more fun way to earn a little extra cash than by playing money-making

November 23, 2020

Need Extra Money? Here’s How to Start a Side Hustle

How to Start a Side Hustle: 8 Actionable Steps When starting any new venture, you need to cover your bases first so you don’t end up getting called out on

November 10, 2020

How to Create a Budget in Excel

The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps

September 24, 2020

What is the 50/30/20 Budget Rule?

The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to

September 9, 2020

How to Save Money on Gas for Your Car

If you’re looking to save money, one place to pinch pennies is at the gas pump. Paying to drive is one of those necessary expenses that is simply a part

August 26, 2020

The Best Way to Buy a Car

For many people, the process of buying a new car is uncomfortable—not because they aren’t excited for a new ride, but because they may feel overwhelmed and unknowledgeable. Plus, sometimes

August 12, 2020

10 Things that Lower Your Credit Score

Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage,

July 14, 2020

10 Tips for Lowering Average Summer Electric Bill

The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are

July 7, 2020

64 Tricks So You Can Be More Frugal

Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money

June 30, 2020

Cheap Summer Staycation Ideas for Your Family

Did you have to put your family’s summer vacation plans on hold? You aren’t alone—whether due to travel restrictions, limited time, or strained budgets, many people are opting to staycation.

June 25, 2020

Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can

May 5, 2020

Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading

April 28, 2020

Tips for Homeschooling During Coronavirus - Lift Credit

Tips For Homeschooling During Coronavirus (Covid-19)

Thanks to the coronavirus, you’re now stuck at home—with kids, who need help understanding math concepts you haven’t touched since fifth grade. Most schools across the country are closed until

April 23, 2020

Best Jobs to Have (or Get) During an Emergency or Pandemic

Businesses and schools closed. Families lined up outside food banks. Commodities flying off shelves. Millions furloughed and unemployed. Daily losses in the stock market. No, this isn’t a description of

April 15, 2020

Personal Loan Approval: Why Can’t I Get Approved for a Personal Loan

So you recently applied for a personal loan, hopeful of getting some financial relief and help with the bills that won’t stop coming—only to be denied. Now what? Rejection is

April 7, 2020

How Congress and Lift Credit are Helping During COVID-19

This is a difficult time for a lot of people financially and otherwise. Business closures due to social distancing initiatives have put millions of people out of work, and that

April 1, 2020

Are You Financially Literate?

The definition of financial literacy according to Investopedia is, “the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing.” These questions will test

March 25, 2020