It’s easy to want to make better choices about how to use your money. But actually making those choices is hard, especially when you don’t have a good grasp on the bigger financial picture. When you need or want to buy something, it’s easier to make that purchase than to think about a distant savings
How to Manage Your Money in 2021 Spending and saving money carefully has always been a good idea, but with all the uncertainty in the world this year, good money habits have become more important than ever. Practicing good habits now will not only set you up for financial success in the future, but it
Banks vs. Credit Unions: A Guide to Understanding the Difference When it comes to many financial services—for example, checking and savings accounts, taking out loans, investing in CDs—you have a few options. The most common financial institutions are banks and credit unions. As you decide where to put your money and get loans, you might
We’ve all seen the ads and perhaps been intrigued by them. What could be an easier and more fun way to earn a little extra cash than by playing money-making games or by using money-making apps? Probably nothing, right? Well…we hate to break it to you, but these highly popular money-making games aren’t all they
How to Start a Side Hustle: 8 Actionable Steps When starting any new venture, you need to cover your bases first so you don’t end up getting called out on the home stretch. Here are eight actionable steps to take when starting a side hustle so that you can score a home run after you
The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps out there, but the simplest way is to use software many people already have on your computer: Excel. Even if you’ve never touched Excel in
The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to wants, such as hobbies and leisure activities. And 20% goes toward saving for a rainy day and paying off debt faster. Despite modern advantages, many
If you’re looking to save money, one place to pinch pennies is at the gas pump. Paying to drive is one of those necessary expenses that is simply a part of life, and you have no control over gas prices. Commuting to work and getting your shopping done can be expensive, but if you’re smart
For many people, the process of buying a new car is uncomfortable—not because they aren’t excited for a new ride, but because they may feel overwhelmed and unknowledgeable. Plus, sometimes working with a car salesperson can be awkward, especially if you’ve never bought a car before. But as in any new situation, knowledge is power.
Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage, a car loan, and sometimes a place to live. A good score is one ticket to reaching your financial and personal goals, and a poor
