The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are generally higher in the summer as kids are home all day and the AC is blasting to keep the house at a bearable temperature. Air
Did you have to put your family’s summer vacation plans on hold? You aren’t alone—whether due to travel restrictions, limited time, or strained budgets, many people are opting to staycation. A staycation is a great chance to appreciate and discover local attractions, hang out with your family, and revel in the luxury of relaxing at
Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can mean reduced hours, lost productivity, and even financial strain. This is especially true if you aren’t careful about saving money while working remotely. The good
Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading to closed businesses and lost jobs. Have you been affected by this pandemic or another emergency? Many people have been laid off or furloughed, or
Thanks to the coronavirus, you’re now stuck at home—with kids, who need help understanding math concepts you haven’t touched since fifth grade. Most schools across the country are closed until fall to prevent the spread of COVID-19, leaving the job of teaching to so many parents and other adults. If you have recently found yourself
Businesses and schools closed. Families lined up outside food banks. Commodities flying off shelves. Millions furloughed and unemployed. Daily losses in the stock market. No, this isn’t a description of wartime challenges or the Great Depression—these are scenes of everyday life today in the United States, thanks to the COVID-19 pandemic. While stay-at-home guidelines may
So you recently applied for a personal loan, hopeful of getting some financial relief and help with the bills that won’t stop coming—only to be denied. Now what? Rejection is never fun, but when your financial stability is on the line, it can really sting. When it comes to personal loan approval, banks and other
This is a difficult time for a lot of people financially and otherwise. Business closures due to social distancing initiatives have put millions of people out of work, and that number is likely to climb. This type of hardship is something that we recommend having an emergency fund for, but at this point, that may
The definition of financial literacy according to Investopedia is, “the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing.” These questions will test how well you understand and apply those personal finance skills.
They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how to file your taxes. Should you hire a tax professional to do it for you, or decide on filing your own taxes for free? While
