Category: Blog

10 Things that Lower Your Credit Score

10 Things that Lower Your Credit Score

Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage, a car loan, and sometimes a place to live. A good score is one ticket to reaching your financial and personal goals, and a poor

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10 Tips for Lowering Average Summer Electric Bill

10 Tips for Lowering Average Summer Electric Bill

The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are generally higher in the summer as kids are home all day and the AC is blasting to keep the house at a bearable temperature.  Air

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64 Tricks So You Can Be More Frugal

64 Tricks So You Can Be More Frugal

Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money for your needs and the things that are most important to you. Plus, you enjoy peace of mind from avoiding and controlling debt.  Frugality isn’t

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Cheap Summer Staycation Ideas for Your Family

Cheap Summer Staycation Ideas for Your Family

Did you have to put your family’s summer vacation plans on hold? You aren’t alone—whether due to travel restrictions, limited time, or strained budgets, many people are opting to staycation. A staycation is a great chance to appreciate and discover local attractions, hang out with your family, and revel in the luxury of relaxing at

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Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can mean reduced hours, lost productivity, and even financial strain. This is especially true if you aren’t careful about saving money while working remotely. The good

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Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading to closed businesses and lost jobs.  Have you been affected by this pandemic or another emergency? Many people have been laid off or furloughed, or

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Tips for Homeschooling During Coronavirus - Lift Credit

Tips For Homeschooling During Coronavirus (Covid-19)

Thanks to the coronavirus, you’re now stuck at home—with kids, who need help understanding math concepts you haven’t touched since fifth grade. Most schools across the country are closed until fall to prevent the spread of COVID-19, leaving the job of teaching to so many parents and other adults.  If you have recently found yourself

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Woman working during Coronavirus

Best Jobs to Have (or Get) During an Emergency or Pandemic

Businesses and schools closed. Families lined up outside food banks. Commodities flying off shelves. Millions furloughed and unemployed. Daily losses in the stock market. No, this isn’t a description of wartime challenges or the Great Depression—these are scenes of everyday life today in the United States, thanks to the COVID-19 pandemic.  While stay-at-home guidelines may

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American Flag

How Congress and Lift Credit are Helping During COVID-19

This is a difficult time for a lot of people financially and otherwise. Business closures due to social distancing initiatives have put millions of people out of work, and that number is likely to climb. This type of hardship is something that we recommend having an emergency fund for, but at this point, that may

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Fast and Simple Personal Loans, Whenever You Need Them.

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