Financial Freedom When you were a teenager, you probably looked at adults and saw freedom. They had money, they had their own car, they could do whatever they wanted! Now you’re an adult and you see a more real picture of what’s going on. Adult life can stress you out, especially when it comes to
Tax season is over and if you were paying attention when you filed your taxes, you probably noticed that you (hopefully) qualified for a tax return! So why is the government giving you money, how long will it take for you to get the money after paying taxes, and what should you do with this
It doesn’t matter who you are; a little extra cash would be pretty nice. You’re planning a shopping trip with friends this weekend, rent is due, there’s a nice new restaurant in town that you’re dying to try, you want to treat yourself for acing your economics exam. All of these are fine reasons to
There are a lot of credit cards out there, but there aren’t as many options for those having a tough time financially. Here are a few cards that will fit your needs and help you build your creditworthiness, and a few tips on how to use them. Best Credit Card for Fair Credit or Limited
The first step to financial freedom is taking control of your money. It’s possible to do that with spreadsheets, but there are a lot of downsides. Spreadsheets are easy to mess up, hard to work with, and not secure. Fortunately, there are other options. Personal finance software allows you to keep track of your finances
A few years back, Dr. Pat Bass decided to pick up some consulting gigs to boost his income. Unfortunately, he didn’t know that he had to pay taxes on what he made through his “side hustle.” All year he had a bit of extra money to invest, travel, and just have some extra fun. That
If you have a job you like, you’re not looking for any new opportunities, and it seems like a pretty secure position, how should you invest in your future financial security? Professional networking. Network Now Once you graduate from college, you’re in this career thing for the long haul. You may have landed your first
There are a bunch of different loan types. Car loans, mortgages, student loans, fixed-rate loans, variable interest loans…the list goes on. Any of these might be the best loan to get depending on the situation, but when is an installment loan from an online lender a good idea? The New Grad Problem Let’s say you
In the early 1940s, Abraham Maslow wrote a paper called “A Theory of Human Motivation.” This paper was based on what we now call Maslow’s Hierarchy of Needs. Basically, Maslow says that some human needs are more basic than others. Before we can work on satisfying our higher needs, our basic ones have to be
The holiday season is an amazing time of year. There’s more time with family, people are more friendly and the seasonal food is amazing. Sadly, there is one serious downside to the winter holidays. Your energy bill. With colder temperatures, your furnace has to work overtime to keep you warm. That can cost you a
