When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.
An emergency fund is a personal financial goal based upon your specific needs. Therefore, your ideal emergency fund amount is contingent upon your life and financial situations. Determining how much
For many, building an emergency fund is a daunting task. We’re taught to consume as soon as possible in today’s society. Falling behind on the newest technology or clothes has
Imagine a medical emergency happens either to yourself, a loved one, or even a beloved pet. Are you financially prepared? According to The Vanguard Group Inc., 26% of people surveyed
Does work make you miserable? Do you see company layoffs in the future? Are you still living paycheck to paycheck? There are plenty of reasons why you might be thinking
Have you been working in the same entry-level position for months or even years? Do you have the skills, experience, and drive to do more but can’t seem to get
Finding a new job can be a daunting task. There’s the endless scrolling of job posting sites, filling out applications that all have different requirements, and anxiously waiting around for
If you want to take control of your financial future, one of the best things you can do is make sure your resume is always ready to show. You never
Everyone needs help from time to time. A loan can give you the funds you need to move forward. Before applying for loans, ask the following questions. Questions to Ask
No matter if you’ve been together for a matter of months or for several years, starting your journey as a married couple is an adventure. Unfortunately, that doesn’t mean that
Marriage represents a time of joy and celebration. But the union of two people also means the union of two finances. When done properly, combining finances and marriage should not
Forget the Myths How many times have you heard that an engagement ring needs to cost the equivalent of 2-3 months’ salary? This myth was created by the diamond industry
Planning a wedding is all fun and games while you’re pinning away on Pinterest: every pretty thing that catches your eye makes it onto your Pinterest board, and the sky
Questions to Ask Yourself Everyone needs help from time to time. A loan can give you the funds you need to move forward. Before applying for loans, ask the following
Whether you’re planning the vacation of a lifetime or you’re taking a quick trip, the cost of hotel rooms, airfare, and everything else can very easily add up to an
Credit scores are designed to tell lenders how much of a risk they’re taking when they loan money to an individual. Which is why it can be more difficult to
Everyone knows that when you buy a brand new car, you lose money the moment you drive it off a lot. It becomes a “used car,” so the novelty of
Vacations can be expensive, but it is perfectly possible to save money while traveling. If you’re wondering how to travel cheap, follow these five tips. Pick the Time Less Traveling
“What’s a good credit score?” is a question most people have asked at least once in their life. Credit scores are issued as three-digit numbers, typically between 300 and 850.
Do you carry a lot of financial stress when it comes to your family or personal budget? It’s a budgeting fact that creating (and sticking to!) a budget will decrease
There are two main types of credit: closed-end (installment loans), and open-end (like credit cards). So what is an installment loan? It’s a simple enough concept – you borrow a
Developing good payment habits takes discipline and sacrifice, but the rewards of faithfully paying off debt are well worth the effort. You can improve your credit score, and, with the
Auto loans, mortgages, student loans, credit cards, personal loans – almost every type of loan falls into one of two camps: installment loans or a revolving line of credit. When
Do you sometimes wonder, “Why is budgeting important?” Do you need a good reason to start (and stick to) your own budget? How about 7 good reasons? Here is our
A new car loses about 10% of its value when you drive it home and about 50% of its value over the next few years! That’s a fact of life
You know what they say, “April showers bring May flowers”? Well, May is almost here and in most areas, it is still raining and still pretty cold. You’ve worked hard
Everyone seems to have a million-dollar idea. You, however, have the desire and motivation it takes to turn your idea into a successful business venture. But before you take the
Raise your hand if you have clothes in your closet that haven’t been touched in a year. Raise your hand again if you tend to lose things but find them
