
8 Summer Savings Tips You Need to Know
It’s hard to focus on summer savings when you’re looking for entertainment and adventure. On a hot day, you’d probably rather get a quick meal at a restaurant than spend
When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.
It’s hard to focus on summer savings when you’re looking for entertainment and adventure. On a hot day, you’d probably rather get a quick meal at a restaurant than spend
Tax season is over and if you were paying attention when you filed your taxes, you probably noticed that you (hopefully) qualified for a tax return! So why is the
It doesn’t matter who you are; a little extra cash would be pretty nice. You’re planning a shopping trip with friends this weekend, rent is due, there’s a nice new
There are a lot of credit cards out there, but there aren’t as many options for those having a tough time financially. Here are a few cards that will fit
The first step to financial freedom is taking control of your money. It’s possible to do that with spreadsheets, but there are a lot of downsides. Spreadsheets are easy to
A few years back, Dr. Pat Bass decided to pick up some consulting gigs to boost his income. Unfortunately, he didn’t know that he had to pay taxes on what
If you have a job you like, you’re not looking for any new opportunities, and it seems like a pretty secure position, how should you invest in your future financial
There are a bunch of different loan types. Car loans, mortgages, student loans, fixed-rate loans, variable interest loans…the list goes on. Any of these might be the best loan to
In the early 1940s, Abraham Maslow wrote a paper called “A Theory of Human Motivation.” This paper was based on what we now call Maslow’s Hierarchy of Needs. Basically, Maslow
The holiday season is an amazing time of year. There’s more time with family, people are more friendly and the seasonal food is amazing. Sadly, there is one serious downside
When you’re a student, you need to save as much as possible to pay rent, tuition, and avoid getting too deep into debt. Thankfully, there are some great ways to
Once you’ve earned your undergraduate degree, you have a couple of options; you can head out and join the workforce, or you can jump right back into school and pursue
If you’re like many people you may often find yourself overspending when you go to the store. While it may be difficult, there are many ways you can learn how
Living frugally doesn’t necessarily mean living on the cheap. Learning how to live frugally and save money for important things can actually free up finances and give you more money
If you want a scary story before bedtime, just read up on the student debt crisis. As of 2018, students in America owed a collective total of $1.5 trillion (with
According to the Federal Reserve, 30 percent of all American adults have incurred student debt, and they typically owe between $20,000 and $25,000. Monthly payments can be hard to manage,
Navigating the sea of student loans can be difficult. In the process, you may have heard the terms “unsubsidized student loan” and “subsidized student loan.” You might even have a
If you are getting ready to begin your college journey, you have probably started to realize just how expensive school can become. There’s tuition to pay and books to buy.
Does your heart fill with dread when your credit card bill comes? You’re certainly not alone, in fact, spending on credit is at an all-time high. If your credit card
Unexpected expenses can be a budget killer and that’s where Lift Credit can help you. But how do you decide between an online installment loan vs. a payday loan? While
As recovery from the Great Recession continues to progress, we have seen a number of positive developments. Unemployment continues to decline, the markets are trending upward, and overall credit scores
Imagine yourself walking into a restaurant. You’ve been hearing about this place for days and every single person you’ve talked to said you have to try their burger. It’s the
There’s nothing more infuriating than being in a rush to get somewhere like a first date, hopping in your car, then hearing it make a nasty sound. You take the
What does it mean to refinance a car and why would you do it? Refinancing your car loan isn’t taboo but something you should do often over the life of
Buying a new car or vehicle on credit is a serious commitment. It’s a significant amount of debt, with loan terms that can last as many as six years or
While you know it’s important, setting up an emergency fund seems like an impossible task at first. You already have credit card bills, educational loans, rent or a mortgage to
An emergency fund is a personal financial goal based upon your specific needs. Therefore, your ideal emergency fund amount is contingent upon your life and financial situations. Determining how much