When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.
According to the Federal Reserve, 30 percent of all American adults have incurred student debt, and they typically owe between $20,000 and $25,000. Monthly payments can be hard to manage,
Navigating the sea of student loans can be difficult. In the process, you may have heard the terms “unsubsidized student loan” and “subsidized student loan.” You might even have a
If you are getting ready to begin your college journey, you have probably started to realize just how expensive school can become. There’s tuition to pay and books to buy.
Does your heart fill with dread when your credit card bill comes? You’re certainly not alone, in fact, spending on credit is at an all-time high. If your credit card
Unexpected expenses can be a budget killer and that’s where Lift Credit can help you. But how do you decide between an online installment loan vs. a payday loan? While
As recovery from the Great Recession continues to progress, we have seen a number of positive developments. Unemployment continues to decline, the markets are trending upward, and overall credit scores
Imagine yourself walking into a restaurant. You’ve been hearing about this place for days and every single person you’ve talked to said you have to try their burger. It’s the
There’s nothing more infuriating than being in a rush to get somewhere like a first date, hopping in your car, then hearing it make a nasty sound. You take the
What does it mean to refinance a car and why would you do it? Refinancing your car loan isn’t taboo but something you should do often over the life of
Buying a new car or vehicle on credit is a serious commitment. It’s a significant amount of debt, with loan terms that can last as many as six years or
While you know it’s important, setting up an emergency fund seems like an impossible task at first. You already have credit card bills, educational loans, rent or a mortgage to
An emergency fund is a personal financial goal based upon your specific needs. Therefore, your ideal emergency fund amount is contingent upon your life and financial situations. Determining how much
For many, building an emergency fund is a daunting task. We’re taught to consume as soon as possible in today’s society. Falling behind on the newest technology or clothes has
Imagine a medical emergency happens either to yourself, a loved one, or even a beloved pet. Are you financially prepared? According to The Vanguard Group Inc., 26% of people surveyed
Does work make you miserable? Do you see company layoffs in the future? Are you still living paycheck to paycheck? There are plenty of reasons why you might be thinking
Have you been working in the same entry-level position for months or even years? Do you have the skills, experience, and drive to do more but can’t seem to get
Finding a new job can be a daunting task. There’s the endless scrolling of job posting sites, filling out applications that all have different requirements, and anxiously waiting around for
If you want to take control of your financial future, one of the best things you can do is make sure your resume is always ready to show. You never
Everyone needs help from time to time. A loan can give you the funds you need to move forward. Before applying for loans, ask the following questions. Questions to Ask
No matter if you’ve been together for a matter of months or for several years, starting your journey as a married couple is an adventure. Unfortunately, that doesn’t mean that
Marriage represents a time of joy and celebration. But the union of two people also means the union of two finances. When done properly, combining finances and marriage should not
Forget the Myths How many times have you heard that an engagement ring needs to cost the equivalent of 2-3 months’ salary? This myth was created by the diamond industry
Planning a wedding is all fun and games while you’re pinning away on Pinterest: every pretty thing that catches your eye makes it onto your Pinterest board, and the sky
Questions to Ask Yourself Everyone needs help from time to time. A loan can give you the funds you need to move forward. Before applying for loans, ask the following
Whether you’re planning the vacation of a lifetime or you’re taking a quick trip, the cost of hotel rooms, airfare, and everything else can very easily add up to an
Credit scores are designed to tell lenders how much of a risk they’re taking when they loan money to an individual. Which is why it can be more difficult to
Everyone knows that when you buy a brand new car, you lose money the moment you drive it off a lot. It becomes a “used car,” so the novelty of
