Personal Finance Blog

When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.

Best Free Tax Software

A few years back, Dr. Pat Bass decided to pick up some consulting gigs to boost his income. Unfortunately, he didn’t know that he had to pay taxes on what

March 20, 2019

Why You Should Network with New People Every Day

If you have a job you like, you’re not looking for any new opportunities, and it seems like a pretty secure position, how should you invest in your future financial

March 6, 2019

When to Use Online Loans

There are a bunch of different loan types. Car loans, mortgages, student loans, fixed-rate loans, variable interest loans…the list goes on. Any of these might be the best loan to

February 19, 2019

What Maslow’s Hierarchy of Needs Has to Do with Writing a Budget

In the early 1940s, Abraham Maslow wrote a paper called “A Theory of Human Motivation.” This paper was based on what we now call Maslow’s Hierarchy of Needs. Basically, Maslow

February 5, 2019

12 Easy Ways to Lower Your Energy Bill This Winter

The holiday season is an amazing time of year. There’s more time with family, people are more friendly and the seasonal food is amazing. Sadly, there is one serious downside

November 12, 2018

8 Ways to Save Money in College: The Best Money Saving Tips for College

When you’re a student, you need to save as much as possible to pay rent, tuition, and avoid getting too deep into debt. Thankfully, there are some great ways to

October 22, 2018

How to Pay for Grad School (And Not Go Broke)

Once you’ve earned your undergraduate degree, you have a couple of options; you can head out and join the workforce, or you can jump right back into school and pursue

October 11, 2018

How to Not Spend Money: Combating Overspending Habits

If you’re like many people you may often find yourself overspending when you go to the store. While it may be difficult, there are many ways you can learn how

September 26, 2018

Easy Frugal Living Tips: How to Live Frugally & Save Money

Living frugally doesn’t necessarily mean living on the cheap. Learning how to live frugally and save money for important things can actually free up finances and give you more money

September 20, 2018

What is the Student Loan Debt Crisis?

If you want a scary story before bedtime, just read up on the student debt crisis. As of 2018, students in America owed a collective total of $1.5 trillion (with

September 12, 2018

How to Refinance and Consolidate Your Student Loans

According to the Federal Reserve, 30 percent of all American adults have incurred student debt, and they typically owe between $20,000 and $25,000. Monthly payments can be hard to manage,

September 6, 2018

The Difference Between Subsidized and Unsubsidized Student Loans

Navigating the sea of student loans can be difficult. In the process, you may have heard the terms “unsubsidized student loan” and “subsidized student loan.” You might even have a

August 29, 2018

Student Loans 101: Everything You Need to Know About Applying for Student Loans

If you are getting ready to begin your college journey, you have probably started to realize just how expensive school can become. There’s tuition to pay and books to buy.

August 21, 2018

10 Super Easy Tips to Paying Off Credit Card Debt

Does your heart fill with dread when your credit card bill comes? You’re certainly not alone, in fact, spending on credit is at an all-time high. If your credit card

August 9, 2018

Online Installment Loans vs. Online Payday Loans – Which is Better?

Unexpected expenses can be a budget killer and that’s where Lift Credit can help you. But how do you decide between an online installment loan vs. a payday loan? While

August 1, 2018

How to Raise Your Credit Score as Fast as Possible

As recovery from the Great Recession continues to progress, we have seen a number of positive developments. Unemployment continues to decline, the markets are trending upward, and overall credit scores

July 26, 2018

What You Need to Know About Getting a Car Loan

Imagine yourself walking into a restaurant. You’ve been hearing about this place for days and every single person you’ve talked to said you have to try their burger. It’s the

July 18, 2018

8 Ways to Save Hundreds (maybe Thousands) on Car Repair and Maintenance Costs

There’s nothing more infuriating than being in a rush to get somewhere like a first date, hopping in your car, then hearing it make a nasty sound. You take the

July 10, 2018

What Does it Mean to Refinance a Car Loan?

What does it mean to refinance a car and why would you do it? Refinancing your car loan isn’t taboo but something you should do often over the life of

July 6, 2018

How to Buy Your First Car on Credit: A Step-by-Step Guide

Buying a new car or vehicle on credit is a serious commitment. It’s a significant amount of debt, with loan terms that can last as many as six years or

June 27, 2018

The First Step to Setting Up an Emergency Fund

While you know it’s important, setting up an emergency fund seems like an impossible task at first. You already have credit card bills, educational loans, rent or a mortgage to

June 20, 2018

How Much Should I Have in an Emergency Fund?

An emergency fund is a personal financial goal based upon your specific needs. Therefore, your ideal emergency fund amount is contingent upon your life and financial situations. Determining how much

June 14, 2018

5 Reasons You Need to Have an Emergency Fund

For many, building an emergency fund is a daunting task. We’re taught to consume as soon as possible in today’s society. Falling behind on the newest technology or clothes has

June 7, 2018

What is an Emergency Fund?

Imagine a medical emergency happens either to yourself, a loved one, or even a beloved pet. Are you financially prepared? According to The Vanguard Group Inc., 26% of people surveyed

May 31, 2018

5 Signs It’s Time to Be Looking for a New Job

Does work make you miserable? Do you see company layoffs in the future? Are you still living paycheck to paycheck? There are plenty of reasons why you might be thinking

May 17, 2018

How to Get a Promotion at Work

Have you been working in the same entry-level position for months or even years? Do you have the skills, experience, and drive to do more but can’t seem to get

May 10, 2018

Applying for a Job 101: How to Apply for a Job

Finding a new job can be a daunting task. There’s the endless scrolling of job posting sites, filling out applications that all have different requirements, and anxiously waiting around for

May 3, 2018