Personal Finance Blog

When it comes to money, we all need help from time to time. Whether that’s how to create a budget or learning about interest rates, our Personal Finance Blog takes the guesswork out of finance. There is so much information out there on all of the financial blogs and finance can be intimidating but it doesn’t have to be! Our goal is to help you understand the ins and outs so that you can take control, make better decisions, and improve your overall financial health.

What is the 50/30/20 Budget Rule?

The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to

September 9, 2020

How to Save Money on Gas for Your Car

If you’re looking to save money, one place to pinch pennies is at the gas pump. Paying to drive is one of those necessary expenses that is simply a part

August 26, 2020

The Best Way to Buy a Car

For many people, the process of buying a new car is uncomfortable—not because they aren’t excited for a new ride, but because they may feel overwhelmed and unknowledgeable. Plus, sometimes

August 12, 2020

10 Things that Lower Your Credit Score

Your credit score is a three-digit number that has a big impact on your life. A good credit score is usually needed to get numerous types of loans, a mortgage,

July 14, 2020

10 Tips for Lowering Average Summer Electric Bill

The average summer electric bill in the US will vary depending on the state you live in, but it generally ranges from $75 to $150 a month. These rates are

July 7, 2020

Cheap Summer Staycation Ideas for Your Family

Did you have to put your family’s summer vacation plans on hold? You aren’t alone—whether due to travel restrictions, limited time, or strained budgets, many people are opting to staycation.

June 25, 2020

Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can

May 5, 2020

Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading

April 28, 2020

Tips for Homeschooling During Coronavirus - Lift Credit

Tips For Homeschooling During Coronavirus (Covid-19)

Thanks to the coronavirus, you’re now stuck at home—with kids, who need help understanding math concepts you haven’t touched since fifth grade. Most schools across the country are closed until

April 23, 2020

Best Jobs to Have (or Get) During an Emergency or Pandemic

Businesses and schools closed. Families lined up outside food banks. Commodities flying off shelves. Millions furloughed and unemployed. Daily losses in the stock market. No, this isn’t a description of

April 15, 2020

Personal Loan Approval: Why Can’t I Get Approved for a Personal Loan

So you recently applied for a personal loan, hopeful of getting some financial relief and help with the bills that won’t stop coming—only to be denied. Now what? Rejection is

April 7, 2020

How Congress and Lift Credit are Helping During COVID-19

This is a difficult time for a lot of people financially and otherwise. Business closures due to social distancing initiatives have put millions of people out of work, and that

April 1, 2020

Are You Financially Literate?

The definition of financial literacy according to Investopedia is, “the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing.” These questions will test

March 25, 2020

Is Filing Your Own Taxes Worth It?

They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how

March 17, 2020

3 Common Springtime Spending Traps

We’re fresh off of Christmas, the most expensive season of the year. If you spent a bit more than you should have, spring is a great time to scale back.

March 3, 2020

Bad Credit Installment Loans in Missouri

If you have bad credit and are worried that you won’t be able to find the right loan option, don’t worry. When it comes to bad credit installment loans in Missouri,

January 20, 2020

How Early Can You File Your Taxes?

There’s nothing like waiting until the last minute, especially when you’re trying to avoid an unpleasant task. We’ve all procrastinated on something important. But waiting until the night of April

January 15, 2020

Getting a Bad Credit Installment Loan in Idaho - Lift Credit - Personal Loans

Lift Credit: Getting a Bad Credit Installment Loan in Idaho

Even with bad credit, there is hope for you in Idaho. Before taking out an installment loan, it’s important to understand all the details and terms involved. That’s why we

January 13, 2020

Achievable Personal Finance Goals for 2020

‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve

January 7, 2020

How to Stick to a Budget This Christmas

December is by far the most difficult month of the year to stay within a budget. We’ve all been there; things are tight and the goal was to keep Christmas

December 18, 2019

Best Personal Finance Books and Why You Should Read Them

In order to be truly successful, learning can’t be something you only do in school. Billionaire Tony Robbins is a great example of this as he attributes a lot of

December 11, 2019

Financial Planning 101: Buying a Home

Purchasing a home is one of the biggest investments you will make in your lifetime. It requires discernment, strategy, and lots of preparation. It may seem daunting as a first-time

November 26, 2019

What is a Personal Loan

Most people are familiar with certain types of loans, like auto loans or student loans. Another type of loan that’s becoming more popular is what’s called a personal loan. A

November 12, 2019

What Emergencies Can a Personal Loan Help With

If you or your family is in a financial emergency, personal loans may be the thing to pull you out. In this article we describe some financial emergencies and if

October 16, 2019

What is an Installment Loan and Are They Good for My Credit?

You’re in a financial rough spot and you’re looking into taking out a loan to keep yourself afloat. You’ve heard about installment loans, but what is an installment loan? An

September 30, 2019

How To Nail Your Homemade Halloween Costume

Halloween is full of scares, frights, and fun! What shouldn’t scare you though, is the cost of Halloween costumes. Instead of generic over-priced costumes, check out these benefits and tips

September 20, 2019

Why Take a Personal Finance Class in College?

You’re in college, and you’ve got a lot going on. Why take a personal finance class in college and add one more thing to your already very full plate? Because

August 12, 2019