Credit scores are designed to tell lenders how much of a risk they’re taking when they loan money to an individual. Which is why it can be more difficult to obtain a personal loan in Utah if you have bad credit. If you’re thinking about getting a loan in Utah and have bad credit, it’s
Everyone knows that when you buy a brand new car, you lose money the moment you drive it off a lot. It becomes a “used car,” so the novelty of new is gone. But what are some other things that you can sell and get back close to what you paid for them?
Vacations can be expensive, but it is perfectly possible to save money while traveling. If you’re wondering how to travel cheap, follow these five tips. Pick the Time Less Traveling This tip applies on two levels. First, if you can travel during non-peak seasons, you can often enjoy non-peak pricing. Second, some days offer better
Do you carry a lot of financial stress when it comes to your family or personal budget? It’s a budgeting fact that creating (and sticking to!) a budget will decrease stress and help you gain control over your financial future. Plus, whether it be paying off your student loans or being able to finally afford
“What’s a good credit score?” is a question most people have asked at least once in their life. Credit scores are issued as three-digit numbers, typically between 300 and 850. These scores are separated into five categories, very poor, fair, good, very good, and exceptional. The higher the score, the more creditworthy you are deemed
There are two main types of credit: closed-end (installment loans), and open-end (like credit cards). So what is an installment loan? It’s a simple enough concept – you borrow a set amount from a lender that you pay back (plus interest) incrementally over time, typically in monthly payments. So things like car loans, mortgages, personal
Developing good payment habits takes discipline and sacrifice, but the rewards of faithfully paying off debt are well worth the effort. You can improve your credit score, and, with the right lender, you can even earn cash back rewards. Track Your Spending Do you ever get to the end of the month and wonder where
Auto loans, mortgages, student loans, credit cards, personal loans – almost every type of loan falls into one of two camps: installment loans or a revolving line of credit. When qualifying for an installment loan, lenders take into account your credit score and general financial health, and then you borrow a specific amount that you
