Personal Loans With No Credit Check

Rates & Terms


Find yourself short on cash for the month? Need a little financial assistance to get you to your next payday? An online installment loan from Lift Credit can provide you with quick cash. In order to approve a loan application and legally provide customers with financial support, we abide by Utah’s specific rules and conditions for lenders. These guidelines affect our loan amounts, terms, and rates. However, we never check your FICO® Credit Score, we deposit funds the next business day, and we design our loans to be paid back over time through affordable payments.

Loan Amount

$100 – $2,500

Utah allows private installment loans between $100 and $2,500. Request any same day loan amount within this range. Let us help you make it to your next paycheck!

Repayment Term

3 – 12 months

Personal installment loans in the state of Utah must be fully repaid between 3 and 12 months. We customize a payment plan to best fit your schedule.

Declining Rates

99% – 450%

Our Annual Percentage Rates range from 99% to 450%. We offer declining rates for good history as you pay your loan installments on time.

Loan Qualifications

At least 18 Years Old

Monthly Income of at least $1,300

Resident of Utah

No Open Bankruptcies

Proof of 3 Months of Employment

Common Loan Examples

Our personal loans range from $100 to $2,500 to help you get back on your feet.

Amount APR # of Payments Bi-Weekly Payment Total Interest
$500 99% 8 $79 $81
$500 199% 8 $83 $169
$500 299% 8 $99 $296
$500 399% 8 $112 $396

Rates and terms are custom to each customer based on your application. Rates are based on the customer’s employment and loan repayment history, as well as a number of other factors. The table above shows loan examples offered to recent Lift Credit customers. If approved, the specific rate and terms of your loan agreement will be unique to you.

Need a little financial education on personal and installment loans before you make a decision? Read these articles to help you make the best financial decision for yourself.


324 South State Street, Suite 201
Salt Lake City, UT 84111

If you have a problem that cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan, you may contact the Utah State Department of Financial Institutions at 801-538-8830.