No matter how good you are at financial planning, you can still find yourself in a stressful, financial bind. Get access to the cash you need with a personal loan from Lift Credit Idaho! In order to approve a loan application and legally provide customers with financial support, we abide by Idaho’s specific rules and conditions for lenders. These guidelines affect our loan amounts, terms, and rates. However, we never check your FICO® Credit Score, we deposit funds the next business day, and we design our loans to be paid back over time through affordable payments.
$100 – $2,500
Idaho allows private installment loans between $100 and $2,500. Request any same day loan amount within this range. Let us help you make it to your next paycheck!
3 – 12 months
Personal installment loans in the state of Idaho must be fully repaid between 3 and 12 months. We customize a payment plan to best fit your schedule.
99% – 450%
Our Annual Percentage Rates range from 99% to 450%. We offer declining rates for good history as you pay your loan installments on time.
At least 18 Years Old
Monthly Income of at least $1,300
Resident of Idaho
No Open Bankruptcies
Proof of 3 Months of Employment
Common Loan Examples
Our personal loans range from $100 to $2,500 to help you get back on your feet.
Rates and terms are custom to each customer based on your application. Rates are based on the customer’s employment and loan repayment history, as well as a number of other factors. The table above shows loan examples offered to recent Lift Credit customers. If approved, the specific rate and terms of your loan agreement will be unique to you.
Need a little financial education on personal and installment loans before you make a decision? Read these articles to help you make the best financial decision for yourself.
IDAHO DEPARTMENT OF FINANCIAL INSTITUTIONS
800 Park Blvd., Suite 200
Boise, ID 83712