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Texas Online Personal Loans

Apply for a loan online below!

You may have loan options waiting!

  • The application process is just a few quick steps, there is no fee to apply!
  • All credit types are welcome to submit a loan application.
  • If approved, funds are deposited to your account as soon as the next business day.
  • Lift Credit has been in business for over 10 years and successfully transmitted over 100,000 applications.

Terms and Conditions for Personal Loans in Texas

Below is a list of common guidelines to help you know whether you should apply.  To approve a loan application and legally provide customers with financial support, our network of lenders abide by specific rules and conditions regulated by the state of Texas. If connected with a lender, we suggest that you review their conditions, APR, privacy policy and terms of use.

  • Employed or receive consistent monthly income
  • Resident of Texas
  • Proof of Income
  • You must have an active bank account
  • Other documentation may be required if connected with a lender

Apply for an online personal loan in Texas

Don’t let unexpected financial needs get you down. Click the ‘Apply Now’ button below to submit our simple and easy loan application.

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Common Personal Loan Examples

Many personal loans range from $100 to $5,000, although loan amounts and ranges may vary. Loan terms are conditional upon lender approval.

*Example Loan: A 12-month loan of $2,000 with an APR of 24% could have monthly payments of $189.12 with total loan payments of $2,269.44.

Rates and terms are custom to each individual and based on your application and creditworthiness determined by the lender if you are connected. APR is determined by each lender and may vary. If approved, the specific rate and terms of your loan agreement will be unique to you and presented to you by the lender.

Need a little financial education on personal and installment loans before you make a decision? Read these articles to help you make the best financial decision for yourself.

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Lift Credit is a direct lender for residents of Utah, Idaho, Missouri and Nevada. Lift Credit uses alternative credit data and application information as part of their underwriting process. Lift Credit does not approve all applications or credit extension requests. A decision on a customer application or credit extension request may take longer if additional verification or documents are required. Approval and loan terms differ based on applicant qualifications and by state. Rates, terms, and conditions apply. Applications approved before 6:00 p.m. MT Monday-Friday are generally funded the next business day. Approved applications during other times are generally funded with loans approved the following business day. If Lift Credit is unable to approve your application, we may attempt to connect you to a lender in our network that may better be able to assist you.
 
For all other states: Lift Credit is not a lender and does not make loans or credit decisions.  We are not an agent or broker of any lender. We provide a service that aims to connect you to a lender in our network. We are not responsible and have no control over lenders’ actions/decisions. Lenders in our network may require additional documentation which may require faxing documents or in physical storefront locations. Upon applying, a lender in our network may run credit inquiries, use consumer reports or other alternative credit information. Failure to make your payments on time may result in extra fees, interest or penalties and Lift Credit cannot control this.
 

Notice: High-Interest loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into a loan agreement.

*Nevada Customers: Lift Credit may use credit report information provided by credit bureaus as part of the application process to determine your creditworthiness. Credit inquiries upon applying for a loan will NOT appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score. There are many factors that affect a credit score, on-time payments may help to increase your credit score, along with many other factors.

†Declining Rates and Cash Back Rewards Program not offered in all states.

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