Category: Personal Finance

How to Set Financial Goals: 8 Tips and Tricks

How to Set Financial Goals: 8 Tips and Tricks

Have you ever set a New Year’s Resolution, only to forget about it a few months later? If so, you may be wary of setting financial goals. But luckily, there are ways to set goals that you’ll actually be able to keep. Here are some of the most common financial goals to have and some

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The Beginner's Guide to Saving for Retirement

The Beginner’s Guide to Saving for Retirement

The Beginner’s Guide to Saving for Retirement What most people don’t know is how to make retirement a reality. The idea of living off of your savings and not having to go to work might feel like a dream. But by starting now and making sure you take the right steps, you can retire when

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The Most Common Tax Forms You Should Be Aware Of

The Most Common Tax Forms You Should Be Aware Of

Have you ever wondered when you’re supposed to learn how to do your taxes? Too often, schools don’t offer tax prep education alongside lessons about the Pythagorean theorem and The Canterbury Tales. Chances are, you never formally learned how to file taxes or even which tax forms you need to file. That’s why we’re here

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How to Budget and Save Money

Top 5 Tips for Budgeting and Saving Money

It’s easy to want to make better choices about how to use your money. But actually making those choices is hard, especially when you don’t have a good grasp on the bigger financial picture. When you need or want to buy something, it’s easier to make that purchase than to think about a distant savings

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How to make a budget in excel

How to Create a Budget in Excel

The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps out there, but the simplest way is to use software many people already have on your computer: Excel. Even if you’ve never touched Excel in

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What is the 50-20-30 budget rule

What is the 50/30/20 Budget Rule?

The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to wants, such as hobbies and leisure activities. And 20% goes toward saving for a rainy day and paying off debt faster. Despite modern advantages, many

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64 Tricks So You Can Be More Frugal

64 Tricks So You Can Be More Frugal

Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money for your needs and the things that are most important to you. Plus, you enjoy peace of mind from avoiding and controlling debt. Frugality isn’t

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Are you financially literate quiz

Are You Financially Literate?

The definition of financial literacy according to Investopedia is, “the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing.” These questions will test how well you understand and apply those personal finance skills.

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Is Filing Your Own Taxes Worth It - Lift Credit

Is Filing Your Own Taxes Worth It?

They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how to file your taxes. Should you hire a tax professional to do it for you, or decide on filing your own taxes for free? While

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Lift Credit fireworks

Achievable Personal Finance Goals for 2020

‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve your goals, you’ll have a much more financially comfortable year.  Setting too many goals is a great way to achieve none of them, so we’ve

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Fast and Simple Personal Loans, Whenever You Need Them.

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