Category: Budget

How to make a budget in excel

How to Create a Budget in Excel

The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps out there, but the simplest way is to use software many people already have on your computer: Excel. Even if you’ve never touched Excel in

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What is the 50-20-30 budget rule

What is the 50/30/20 Budget Rule?

The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to wants, such as hobbies and leisure activities. And 20% goes toward saving for a rainy day and paying off debt faster. Despite modern advantages, many

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64 Tricks So You Can Be More Frugal

64 Tricks So You Can Be More Frugal

Being frugal is so much more than pinching pennies and saving as much money as possible. Mastering your spending habits ensures that you are more likely to have enough money for your needs and the things that are most important to you. Plus, you enjoy peace of mind from avoiding and controlling debt.  Frugality isn’t

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Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can mean reduced hours, lost productivity, and even financial strain. This is especially true if you aren’t careful about saving money while working remotely. The good

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Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading to closed businesses and lost jobs.  Have you been affected by this pandemic or another emergency? Many people have been laid off or furloughed, or

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Lift Credit fireworks

Achievable Personal Finance Goals for 2020

‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve your goals, you’ll have a much more financially comfortable year.  Setting too many goals is a great way to achieve none of them, so we’ve

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Lift Credit christmas presents

How to Stick to a Budget This Christmas

December is by far the most difficult month of the year to stay within a budget.  We’ve all been there; things are tight and the goal was to keep Christmas presents under control, but it’s just so cute! Here are a few things to keep in mind as you try to stay under budget this

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books

Best Personal Finance Books and Why You Should Read Them

In order to be truly successful, learning can’t be something you only do in school. Billionaire Tony Robbins is a great example of this as he attributes a lot of his success to his love of books and learning. If you don’t know every single thing about personal finance, then check out the best personal

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8 Summer Savings Tips You Need to Know

It’s hard to focus on summer savings when you’re looking for entertainment and adventure. On a hot day, you’d probably rather get a quick meal at a restaurant than spend time in the kitchen. And how can you say no to a trip to the movie theater on a carefree summer night? With a little

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Easy Frugal Living Tips: How to Live Frugally & Save Money

Living frugally doesn’t necessarily mean living on the cheap. Learning how to live frugally and save money for important things can actually free up finances and give you more money to spend on the things you really want—instead of the things you think you need. We’ve compiled our top frugal living ideas to help you

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Fast and Simple Personal Loans, Whenever You Need Them.

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