Category: Budget

21 Signs Of Financial Stability

Everyone has a unique financial situation, but what does financially stable mean? The truth is that it can mean different things to different people. A millionaire might not think they are financially stable, but a middle-class household might think they are.  Generally speaking, though, financial stability means that you have little debt and have enough

Read More »

How Much You Have In Your Emergency Fund [& Why It Matters]

Emergencies may be unpredictable and unavoidable, but it doesn’t mean you can’t prepare for them.  Even during times of economic downturn, there are many steps you can take to improve your financial situation. Aside from avoiding more debt, building up your cash reserves is one of the best ways to recession-proof your life.  Knowing how

Read More »
How to Set Financial Goals: 8 Tips and Tricks

How to Set Financial Goals: 8 Tips and Tricks

Have you ever set a New Year’s Resolution, only to forget about it a few months later? If so, you may be wary of setting financial goals. But luckily, there are ways to set goals that you’ll actually be able to keep. Here are some of the most common financial goals to have and some

Read More »
The Beginner's Guide to Saving for Retirement

The Beginner’s Guide to Saving for Retirement

The Beginner’s Guide to Saving for Retirement What most people don’t know is how to make retirement a reality. The idea of living off of your savings and not having to go to work might feel like a dream. But by starting now and making sure you take the right steps, you can retire when

Read More »
How to Budget and Save Money

Top 5 Tips for Budgeting and Saving Money

It’s easy to want to make better choices about how to use your money. But actually making those choices is hard, especially when you don’t have a good grasp on the bigger financial picture. When you need or want to buy something, it’s easier to make that purchase than to think about a distant savings

Read More »
How to make a budget in excel

How to Create a Budget in Excel

The key to getting your finances under control is making and following a budget. But how do you go about doing that? There are plenty of paid and free apps out there, but the simplest way is to use software many people already have on your computer: Excel. Even if you’ve never touched Excel in

Read More »
What is the 50-20-30 budget rule

What is the 50/30/20 Budget Rule?

The 50/30/20 rule is a way of planning your spending. You use 50% of your income for needs such as housing, food, and other fixed expenses. Then 30% goes to wants, such as hobbies and leisure activities. And 20% goes toward saving for a rainy day and paying off debt faster. Despite modern advantages, many

Read More »
Working From Home - Tips on Saving Money - Lift Credit

Working From Home Tips: How to Save Money

Are you working from home right now, either temporarily or long term? You aren’t alone. For some people, working from home is a dream come true. For others, it can mean reduced hours, lost productivity, and even financial strain. This is especially true if you aren’t careful about saving money while working remotely. The good

Read More »
Financial changes to make during epidemics or emergencies

How to Start Cutting Expenses During a Pandemic

Emergencies around the world, in your hometown, or your personal life, can upend your finances. Some emergencies, such as the COVID-19 pandemic, have a huge impact on the economy, leading to closed businesses and lost jobs.  Have you been affected by this pandemic or another emergency? Many people have been laid off or furloughed, or

Read More »
Lift Credit fireworks

Achievable Personal Finance Goals for 2020

‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve your goals, you’ll have a much more financially comfortable year.  Setting too many goals is a great way to achieve none of them, so we’ve

Read More »

Fast and Simple Personal Loans, Whenever You Need Them.

Scroll to Top

Choose Your State