By completing a loan application on the Lift Credit website ( you are opting-in to our wireless policy. Opting-in means you provide consent to Lift Credit to use your personal information in providing services you’ve requested. Services may include customized content and advertising. Additional information regarding the use of wireless contact may be available in our Responsible Lending Statement. Please read that statement, as well as all Lift Credit policies and statements for complete information about how we may use different means to contact you. As part of our loan management system we use text messaging to your mobile cellular phone to send you various messages and alerts.

Your provider’s message and data rates apply to any text messages, often sent as SMS (Short Message Service). You are responsible to know your provider’s policies and rates as they apply to your phone service. Lift Credit provides you with the ability to opt-out of this service and remove your SMS information. In order to opt-out, please reply with one of the following: “STOP”, “END”, “CANCEL”, “UNSUBSCRIBE” or “QUIT” to the SMS text message you have received from Lift Credit.

If you remove your SMS information by opting-out, your number will no longer be used for messaging, alerts, direct marketing from Lift Credit, or disclosed to third parties for purposes of promotional contact with you.

The data we gather and use in our SMS service includes your name, address, mobile cellular phone number, your service provider’s name, the date, the time, and contents of your message. Lift Credit is not liable for delays in your SMS messaging service. Delivery of messages is the responsibility of your service provider and its network. You must direct complaints regarding your inability to receive messages, timely or otherwise, to your service provider. We cannot provide SMS service to landline telephones.


For help with the Lift Credit SMS service, email us at [email protected] or call 801-477-1222. Contact your service provider for help with equipment, rates, and services directly related to your mobile cellular phone service.