Us Versus Them

Loan Amount Payments APR Payment Interest Total Savings
Lift Credit $500 9 297% $89 $301 *

$1,500

Them $500 32 388% $72 $1,821 - $1,500
* Average savings based off of our competitors loan length and APR.

We've saved our customers
$6 million dollars

* Amount calculated is based off of both average APR and average loan amount it would have gotten a Payday Loan instead of a Lift personal loan.

Compare Rates and Save

  • $500
    Loan Amount
  • 297%
    APR
  • 9
    # of Payments
  • $89
    Biweekly Payment
  • We Accept All Types Of Credit
  • Funds Directly Deposited
  • Trusted, Direct Lender
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Lift Credit
  • 99 - 450% APR

    Lift Credit will drop our already low, initial rate 100 points after your first Lift Credit loan.

  • Customized Payment Schedule

    At Lift Credit our loans are designed to be paid back over time with simple, easy payment schedules.

  • No Prepayment Fees

    At Lift Credit, what you see is what you get. There are no hidden fees.

  • Low Monthly Payments

    Lift Credit loans are designed to be paid back over time. Each payment pays down interest and principal of the loan.

  • 1% Cash Back

    The Lift Credit rewards program gives you 1% cashback on all of the interest you pay, for each on time payment.

vs
Payday Loan
  • 400 - 800% APR

    APR effects how high your payments are, as well as the overall cost of the loan. Payday loans do not drop their APR.

  • Full Balance Due in 2 Weeks

    For most payday loans, you borrow $500 and in two weeks owe the full balance of your loan, plus interest and fees.

  • Fees and Penalties

    Payday lenders often charge hidden fees and prepayment penalties.

  • Payday Cycle of Debt

    Payday loans are a dead-end product designed to keep customers trapped in a never ending cycle of debt.

  • No Rewards Program

    Some payday lenders have complicated programs that may seem appealing but don’t come through in the end.

A Better Lending Experience

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DOES NOT AFFECT YOUR FICO® CREDIT SCORE

Lending Made Simple

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The entire application can be done using your computer or smartphone.
Customized Payments
We work with you to set up low, easy payments that fit your schedule.
Rates and Terms
After approval, we will even call you and go over the loan terms together.
E-Sign Agreement
Sign online and your money will be deposited into your account.