What Makes Lift Credit’s Installment Loans
Affordable payments over time
Full payoff plus interest and fees
- 99% – 399% Interest Rate
With Lift Credit, if you make your payments on time, your rates decline.
- Customized Payment Schedule
At Lift Credit our loans are designed to be paid back over time with simple easy payment Schedules.
- No Prepayments Fees
At Lift Credit what you see what you get. There are no hidden fees.
- Rewards Program
For each on-time payment you make to Lift Credit, you get 1% of that interest back.
Payday Loan Companies
- 400%+ Interest Rate
Loans can start at 400% and be even higher depending on the state and how short the loan term is.
- Strict Payment Schedule
With some payday loan companies, it can be as limited as one payment payback which demands the full payment plus the interest.
- Hidden Fees
With some payday loan companies there can be service charges and down payments that are required.
- No Rewards
Can vary from company to company, but we have found that many do not offer any.
EASY & QUICK INSTALLMENT LOAN APPLICATION
Applying for an installment loan with Lift Credit is quick and easy. Our online application only takes 5 minutes to complete. You just need to provide your two most recent pay stubs and a valid color ID.
Paying off a loan has never been easier! Our installment loans are specifically designed to be paid back with simple, easy payments. Our experts will help you create a customized payment plan that works with your financial situation so you can always stay on track.
DEPOSITED IN 24 HOURS
Lift Credit installment loans are a great way to go if you need cash fast. You can expect a loan expert to review your application within 30 minutes of submission during business hours. If approved, up to $2,500 will be directly deposited into your bank account by the next business day.
NO FICO CREDIT SCORE CHECK
No credit? No problem! Lift Credit never checks your FICO credit score, so you don’t have to worry about it fluctuating. We also offer installment loans for all types of credit scores and backgrounds. You can still be approved for a loan even with bad credit! If you do want to improve your credit score, be sure to check out our credit education resources.