Author: David Pack

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How Congress and Lift Credit are Helping During COVID-19

This is a difficult time for a lot of people financially and otherwise. Business closures due to social distancing initiatives have put millions of people out of work, and that number is likely to climb. This type of hardship is something that we recommend having an emergency fund for, but at this point, that may

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Are You Financially Literate?

The definition of financial literacy according to Investopedia is, “the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing.” These questions will test how well you understand and apply those personal finance skills.

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Is Filing Your Own Taxes Worth It - Lift Credit

Is Filing Your Own Taxes Worth It?

They say there are two things you can’t escape: death and taxes. After the holiday season you start receiving tax forms in the mail, and you might think about how to file your taxes. Should you hire a tax professional to do it for you, or decide on filing your own taxes for free? While

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3 Common Springtime Spending Traps - Lift Credit

3 Common Springtime Spending Traps

We’re fresh off of Christmas, the most expensive season of the year. If you spent a bit more than you should have, spring is a great time to scale back. It’s a chance to revisit financial goals for the new year, and to be careful with our spending so we don’t end up in trouble.  This

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Achievable Personal Finance Goals for 2020

‘Tis the season of goal making, and it would be a mistake to not set some financial goals for yourself. If you’ve got solid goals and thorough plans to achieve your goals, you’ll have a much more financially comfortable year.  Setting too many goals is a great way to achieve none of them, so we’ve

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How to Stick to a Budget This Christmas

December is by far the most difficult month of the year to stay within a budget.  We’ve all been there; things are tight and the goal was to keep Christmas presents under control, but it’s just so cute! Here are a few things to keep in mind as you try to stay under budget this

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Best Personal Finance Books and Why You Should Read Them

In order to be truly successful, learning can’t be something you only do in school. Billionaire Tony Robbins is a great example of this as he attributes a lot of his success to his love of books and learning. If you don’t know every single thing about personal finance, then check out the best personal

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What is a Personal Loan

Most people are familiar with certain types of loans, like auto loans or student loans. Another type of loan that’s becoming more popular is what’s called a personal loan.  A personal loan is basically just a short-term loan that you can use for “personal” reasons, i.e. almost anything you need or want. People often use

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What Emergencies Can a Personal Loan Help With

If you or your family is in a financial emergency, personal loans may be the thing to pull you out. In this article we describe some financial emergencies and if a personal loan is a good solution. How to Avoid Financial Emergencies Before we dive in, it’s important to touch on how you can avoid

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Fast and Simple Personal Loans, Whenever You Need Them.

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