Fast and simple personal loans, whenever you need them.

Online Installment Loans With No FICO Credit Check

Lift Credit provides same day, installment loans to residents in Utah, Idaho, Missouri, and Wisconsin. Regardless of credit standing, we offer significantly lower rates than predatory payday lenders—giving a financial solution to those who need it most.

Affordable Payments

Our installment loans are designed to be paid back over time with simple, easy payment plans that work for you.

Same Day Approval

Once your application is approved, we safely and securely deposit up to $2,500 directly into your bank account.

Doesn’t Affect Fico

We never check your FICO® Credit Score, so now you have one less thing to worry about.

Declining Rates

With our declining rate program your APR can drop based on good payment history! Our APRs range from 99%-450%.

93% of Customers Love Lift Credit *


“Lift Credit saved the day! The application process was a breeze. Funds were in our account the same day. I wouldn’t hesitate to use Lift Credit again and again.”


“Very friendly, fast and efficient service. I recommend Lift Credit to anyone looking for a lender with fair rates­ and unlike payday you don’t get caught up in an infinite loop!”


“I’ve had multiple loans with Lift Credit and have enjoyed the entire experience. I highly recommend them to anyone hesitating. Much better than a check loan!”

*Based off our Net Promoter Score® in a recent survey done by customers who have paid off their loan with us.