Sign In
Apply Now
Search
Close this search box.
Apply Now
Sign In
Apply Now

About Us

Lift Credit was founded in 2012 to help the middle-income, credit-challenged consumer get back on the path to better financial stability. The customer’s needs are our obsession, and world-class customer service is at our core.

Lift Credit offers same-day loans to residents in Utah, Idaho, Missouri and Nevada, regardless of their credit standing. The process takes just minutes. Apply now or click here to learn how the process works.

A Finance Company You Can Trust

We are a state-licensed lender in Utah, Idaho, Missouri and Nevada. As an accredited business, we have also received an A+ rating from the Better Business Bureau.

fwPuTnMCL1Aml13YNKglwHRbe0OAufg6j_u-6FmZORLVgRfuVQMCPTY7cHXohgn_7gHRATQ3gkKSmhzzlt59eIMFOf5_rjvs2_kdywgLXGpzsDGdWeVbOX0t-wLq96u23VQMguyh

Lift Credit has helped hundreds of people like you get through financial difficulties. Here are some reviews from our satisfied customers:

“Always such a quick easy process with friendly individuals that care to put a smile on your face! I’ve never had a bad experience. This is a fantastic company that goes out of their way to try and help you no matter the situation. Thank you Lift!”
- Laura
“I love these guys! I have used them for many years now, and they just continue to grow, and amaze me! They are much, SO much cheaper than any other loan place I have ever been too. Their service is fantastic and their people are always extremely helpful and willing to work with you.”
- Thomas
“When emergencies out of my control happen...Lift Credit has always been kind and understanding. They are pleasant to work with and this process is so easy. I recommend them to everyone! Thank you.”
- Sheri
“I applied for the loan around 8 in the morning and by 9 they called me to verify info and finish getting the loan set up. I always appreciate the speedy service and friendly customer representatives that help me here.”
- Brandon
Previous
Next
Contact Us

Our Mission

Lift Credit strives to contribute to the financial inclusion of the credit-challenged consumer by providing accessible lending products to the millions who are declined by traditional financial providers.

At Lift Credit, we take the guesswork out of finance. We’ll help you understand the ins and outs so you can take control, make better decisions, and improve your overall financial health.

Here to Help Every Step of the Way

Having enough money to pay the bills can be difficult, especially when unexpected expenses occur. Many Americans are living without a savings safety net or access to credit. Here are some statistics to consider:

Lift Credit strives to provide credit to the average working American so they can experience a better financial future. For our customers, the process is simple:

  1. Apply for a loan—the process takes just five minutes.
  2. Get approved the same day—no need to wait weeks for approval.
  3. Prepay the loan without any prepayment penalties.

There are no hidden fees involved, as we operate on an interest-only pricing model. We offer easy, affordable payments that align with your pay cycle. Plus, we provide education resources to help you learn more about credit and finances.

Now that you know more about us, take the next step and apply for a loan. Contact us today to learn more about how we can help you achieve your financial goals.

Company

features

get started

Sign In
Apply Now
Lift Credit is a direct lender for residents of Utah, Idaho, Missouri and Nevada. Lift Credit uses alternative credit data and application information as part of their underwriting process. Lift Credit does not approve all applications or credit extension requests. A decision on a customer application or credit extension request may take longer if additional verification or documents are required. Approval and loan terms differ based on applicant qualifications and by state. Rates, terms, and conditions apply. Applications approved before 6:00 p.m. MT Monday-Friday are generally funded the next business day. Approved applications during other times are generally funded with loans approved the following business day. If Lift Credit is unable to approve your application, we may attempt to connect you to a lender in our network that may better be able to assist you.
 
For all other states: Lift Credit is not a lender and does not make loans or credit decisions.  We are not an agent or broker of any lender. We provide a service that aims to connect you to a lender in our network. We are not responsible and have no control over lenders’ actions/decisions. Lenders in our network may require additional documentation which may require faxing documents or in physical storefront locations. Upon applying, a lender in our network may run credit inquiries, use consumer reports or other alternative credit information. Failure to make your payments on time may result in extra fees, interest or penalties and Lift Credit cannot control this.
 

Notice: High-Interest loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into a loan agreement.

*Nevada Customers: Lift Credit may use credit report information provided by credit bureaus as part of the application process to determine your creditworthiness. Credit inquiries upon applying for a loan will NOT appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score. There are many factors that affect a credit score, on-time payments may help to increase your credit score, along with many other factors.

†Declining Rates and Cash Back Rewards Program not offered in all states.

Twitter Facebook-f
Scroll to Top

Choose Your State

utah vector graphic green - installment loans utah
state of idaho icon green - installment loans idaho
green wisconsin vector graphic - installment loans wisconsin
green missouri icon - installment loan missouri